Rates & Insurance


Karen Fernandez-Cosgrove, Ph.D., LMFT- $175 per 50-minute session. 

I do not work directly with or bill health insurance companies. However, I can provide you with a detailed receipt which you may use to try to obtain reimbursement from your insurance company. If you’d like to determine how much your insurance company would be willing to reimburse you it would be important to call your insurance company to ask about your plan’s “out-of-network mental health benefits" and how to apply for these benefits.

Cash, check and all major credit cards accepted for payment.

Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be charged for a full session.

Schedule Online
Request a therapy appointment online here.

Questions? Please contact me for further information.

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Helpful Forms

Click here to view and print forms for your appointment.

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